Interest Free Finance on Watches

A finance package that’s truly priceless

 

Owning a luxury timepiece is one of life’s greatest pleasures – and we believe that for the finest of watches there should be an equally as impressive a finance package.

For this reason, we’ve created a seamless finance offering that provides an industry leading rate of 0% APR, spanning up to 48 months. In this way, we’re making luxury timepieces all the more accessible – and with absolutely no interest to be paid we’re also delivering a transparent financing option that makes your purchase easier and simpler.

Our finance is available on the majority of the watches within our collections – each of which will command only the ticket price that you see before you – never any more. You’re also able to part-exchange an existing watch for your purchase – further reducing the ultimate balance.

Speak with a Luxe Watches advisor today to apply, or get in touch to discover just how simple our finance packages are.

 

Terms and Conditions Apply

 

 

FINANCE OPTIONS – REPRESENTATIVE EXAMPLE

Interest Free Finance (12 Months)

The repayment results below are for guidance only

Cash Price £5,000.00
Minimum Deposit £1,250.00
Loan Amount £3,750.00
6 x Monthly Instalment £312.50
Total Charge for Credit £0.00
Total Amount Payable £5,000.00
Representative APR 0%

 

Classic Credit 7.9% (48 Months)

The repayment results below are for guidance only

Cash Price £5,000.00
Minimum Deposit £1,250.00
Loan Amount £3,750.00
12 x Monthly Instalment £312.50
Total Charge for Credit £612.72
Total Amount Payable £5,612.72
Representative APR 7.90%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

AVAILABLE FINANCE OPTIONS
  • 6 MONTHS – 0% APR INTEREST FREE FINANCE
  • 9 MONTHS – 0% APR INTEREST FREE FINANCE
  • 10 MONTHS – 0% APR INTEREST FREE FINANCE
  • 12 MONTHS – 0% APR INTEREST FREE FINANCE
  • 24 MONTHS – 7.9% APR
  • 36 MONTHS – 7.9% APR
  • 48 MONTHS – 7.9% APR

 

DEPOSIT BOUNDRIES
  • Below £20,000 – 25% minimum deposit
  • £20,000 – £25,000 – 40% minimum deposit
  • £25,000-£30,000 – 50% minimum deposit

 

QUALIFYING FOR CREDIT

You must:

  • Be at least 18 years of age
  • Have been a UK resident for 3 years or more
  • Be able to make repayments by direct debit
  • Be in regular employment* (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment
  • *If you are retired and receive a pension or registered disabled and unable to work, V12 Retail Finance may ask for proof of sufficient income.

 

FREQUENTLY ASKED QUESTIONS

 

How much can I borrow?

You may borrow up to £15,000. Use our Calculator on the product page to determine how much you can spend based on your monthly payments.

Is a deposit required?

Yes, a minimum 25% deposit will need to be paid upon acceptance.

How are my monthly payments made?

All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What can I buy on finance?

Most of our products will be available to purchase through finance, however we reserve the right to not offer the finance option on selected items.

What length of repayment is available?

You can choose a 6, 9, 10, 12, 24, 36 or 48 month loan repayment period. As flexible as you need!

 

HOW TO APPLY

 

As of now, you can only apply in store. We will be rolling out updates to make it possible to apply online in the near future. Contact us for more information.

 

 

Please note: All items purchased through our finance option incur an administration fee.

 


For More Information, Call 0203 397 1596