Interest Free 0% APR Luxury Watch Finance
We believe that for the finest of watches there should be an equally impressive finance package. For this reason, Luxe Watches are offering a watch finance package that provides an industry leading rate of 0% APR, spanning over 12 months. By doing so, we’re making luxury timepieces more accessible – and with absolutely no interest to be paid on finance packages spanning up to 12 months, we’re also delivering a transparent financing option that makes your purchase straightforward and stress-free right from the very start. So whether you’re looking for a Rolex on finance or Cartier finance, Luxe Watches is here to help.
Our finance is available for the majority of the watches within our collections, including our Rolex and Cartier pieces. Available online and in-store, our 0% finance options allow you to spread your payments over convenient interest-free instalments. You are also able to part-exchange an existing watch for your purchase to further reduce the final balance.
Speak with a Luxe Watches advisor today to apply for luxury watch finance, or get in touch to discover just how simple and affordable our finance deals are.
Terms & Conditions
The credit advertised is provided exclusively by Hitachi Personal Finance. Luxe Corporation Ltd is Registered in England and Wales Company number 07880049. Registered Office: 153a Queens Road, Epping, Essex, IG9 5AZ. Luxe Corporation Ltd acts as a credit broker not a lender and will only introduce you to Hitachi Personal Finance. Luxe Corporation Ltd is authorised and regulated by the Financial Conduct Authority. Our registration number is 761942. Credit provided subject to age and status. Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk.
Interest Free Finance (12 Months)
|12x Monthly Instalment||£312.50|
|Total Charge for Credit||£0.00|
|Total Amount Payable||£5,000.00|
|Annual Rate of Interest||0% Fixed|
9.9% APR Finance (36 Months)
|36x Monthly Instalment||£120.08|
|Total Charge for Credit||£572.88|
|Total Amount Payable||£5,572.88|
|Annual Rate of Interest||5.09% Fixed|
Available finance options
- 12 Months – 0% APR Interest Free Finance
- 24 Months – 9.9% APR Finance
- 36 Months – 9.9% APR Finance
- 48 Months – 9.9% APR Finance
- 60 Months – 9.9% APR Finance
- Below £15,000 – 10% minimum deposit
- £15,000 – £20,000 – 25% minimum deposit
- £20,000 – £25,000 – 40% minimum deposit
- £25,000-£30,000 – 50% minimum deposit
Qualifying for credit
- Be at least 18 years of age
- Have been a UK resident for 3 years or more
- Be able to make repayments by direct debit
- Be in regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment.
How to apply
- In Store
- Via Email
- Through our website – choose the finance option on checkout
Frequently Asked Questions
You may borrow up to £20,000. Use our Calculator on the product page to determine how much you can spend based on your monthly payments.
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.
Most of our products are available to purchase through finance including Cartier and Rolex, however we reserve the right to not offer the finance option on selected items.
You can choose a 12, 24, 36 or 48 month loan repayment period. As flexible as you need!
The maximum deposit on all purchases is 50%, no matter the value or the length of finance.