Interest Free 0% APR Luxury Watch Finance

We believe that for the finest of watches there should be an equally impressive finance package. For this reason, Luxe Watches are offering a watch finance package that provides an industry leading rate of 0% APR, spanning over 12 months. By doing so, we’re making luxury timepieces more accessible – and with absolutely no interest to be paid on finance packages spanning up to 12 months, we’re also delivering a transparent financing option that makes your purchase straightforward and stress-free right from the very start. So whether you’re looking for a Rolex on finance or Cartier finance, Luxe Watches is here to help.

Our finance is available for the majority of the watches within our collections, including our Rolex and Cartier pieces. Available online and in-store, our 0% finance options allow you to spread your payments over convenient interest-free instalments. You are also able to part-exchange an existing watch for your purchase to further reduce the final balance.

Speak with a Luxe Watches advisor today to apply for luxury watch finance, or get in touch to discover just how simple and affordable our finance deals are.

Terms & Conditions

The credit advertised is provided exclusively by Novuna Personal Finance. Luxe Corporation Ltd is Registered in England and Wales Company number 07880049. Registered Office: 153a Queens Road, Epping, Essex, IG9 5AZ. Luxe Corporation Ltd acts as a credit broker not a lender and will only introduce you to Novuna Personal Finance. Luxe Corporation Ltd is authorised and regulated by the Financial Conduct Authority. Our registration number is 761942. Credit provided subject to age and status. Luxewatches trading as Luxewatches is a credit broker and is Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

Finance Options

Interest Free Finance (12 Months)

Cash Price £5,000.00
Minimum Deposit £1,250.00
Loan Amount £3,750.00
12x Monthly Instalment £312.50
Total Charge for Credit £0.00
Total Amount Payable £5,000.00
Representative APR 0%
Annual Rate of Interest 0% Fixed

9.9% APR Finance (36 Months)

Cash Price £5,000.00
Minimum Deposit £1,250.00
Loan Amount £3,750.00
36x Monthly Instalment £120.08
Total Charge for Credit £572.88
Total Amount Payable £5,572.88
Representative APR 9.9%
Annual Rate of Interest 5.09% Fixed

Available finance options

  • 12 Months – 0% APR Interest Free Finance
  • 24 Months – 9.9% APR Finance
  • 36 Months – 9.9% APR Finance
  • 48 Months – 9.9% APR Finance
  • 60 Months – 9.9% APR Finance

Deposit boundries

  • Below £15,000 – 10% minimum deposit
  • £15,000 – £20,000 – 25% minimum deposit
  • £20,000 – £25,000 – 40% minimum deposit
  • £25,000-£30,000 – 50% minimum deposit

Qualifying for credit

  • Be at least 18 years of age
  • Have been a UK resident for 3 years or more
  • Be able to make repayments by direct debit
  • Be in regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment.

How to apply

  • In Store
  • Via Email
  • Through our website – choose the finance option on checkout

Subscribe to our newsletter

* indicates required