Luxury Watch Finance | Rolex Watch Finance | Luxe Watches

0% Finance

Luxury Watch Finance Services

Enjoy your new watch even sooner than you think with watches on finance! Learn more about our luxury watch finance deals. We offer Rolex finance as well as financing for a variety of other luxury watches with no deposit and benefit from a 100% interest-free finance package.


Interest Free 0% APR Luxury Watches Finance

Call us: 0203 397 1596

Owning a luxury watch such as a Rolex is a real privilege and with our 0% interest free finance, the opportunity to own a luxury timepiece is open to more people. We offer a watch finance package that provides an industry leading rate of 0% APR, spanning over  12 months. By doing so, we’re making luxury timepieces more accessible – and with absolutely no interest to be paid on finance packages spanning up to 12 months, we’re also delivering a transparent financing option that makes your purchase straightforward and stress-free right from the very start. So whether you’re looking for a second hand Rolex on finance or a brand new Rolex on finance, Luxe Watches is here to help.

Our finance is available for the majority of the watches within our collections, including our Rolex and Cartier pieces. We will command only the ticket price that you see before you – never any more. You are also able to part-exchange an existing watch for your purchase to further reduce the final balance.

Speak with a Luxe Watches advisor today to apply for luxury watch finance, or get in touch to discover just how simple and affordable our finance deals are.

The credit advertised is provided exclusively by Hitachi Personal Finance.

Luxe Corporation Ltd is Registered in England and Wales Company number 07880049. Registered Office: 153a Queens Road, Buckhurst Hill, Essex, IG9 5AZ. Luxe Corporation Ltd acts as a credit broker not a lender and will only introduce you to Hitachi Personal Finance. Luxe Corporation Ltd is authorised and regulated by the Financial Conduct Authority. Our registration number is 761942. Credit provided subject to age and status. Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through

Luxury Watch Finance options – representative example

Interest Free Watch Finance (12 Months)

The repayment results below are for guidance only

Cash Price
Minimum Deposit
Loan Amount
12x Monthly Instalment
Total Charge for Credit
Total Amount Payable
Representative APR
Annual Rate of Interest
0% Fixed

9.9% APR Watch Finance (36 Months)

The repayment results below are for guidance only

Cash Price
Minimum Deposit
Loan Amount
36x Monthly Instalment
Total Charge for Credit
Total Amount Payable
Representative APR
Annual Rate of Interest
5.09% Fixed

Available luxury watch finance options

  • 12 Months – 0% APR Interest Free Finance
  • 24 Months – 9.9% APR Finance
  • 36 Months – 9.9% APR Finance
  • 48 Months – 9.9% APR Finance
  • 60 Months – 9.9% APR Finance

Deposit boundries

  • Below £15,000 – 10% minimum deposit
  • £15,000 – £20,000 – 25% minimum deposit
  • £20,000 – £25,000 – 40% minimum deposit
  • £25,000-£30,000 – 50% minimum deposit

Qualifying for credit

  • Be at least 18 years of age
  • Have been a UK resident for 3 years or more
  • Be able to make repayments by direct debit
  • Be in regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment.

How to apply

  • In Store
  • Via Email
  • Through our website – choose the finance option on checkout


Luxury watch financing is available online at Luxe Watches or in store. With 0% interest finance it’s never been easier to buy your dream luxury watch.

With our luxury watch finance service it’s possible to buy a Rolex on finance. We offer Rolex financing on a variety of different second hand models including Rolex Submariner, Datejust, Daytona and so much more.

You may borrow up to £15,000. Use our Calculator on the product page to determine how much you can spend based on your monthly payments.

All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

Most of our watches are available to purchase through finance, however we reserve the right to not offer the finance option on selected items.

You can choose a  12, 24, 36 or 48 month loan repayment period. As flexible as you need!

The maximum deposit on all purchases is 50%, no matter the value or the length of finance.

Luxury watch finance allows you to pay for your timepiece over a longer period of time, which is ideal for those that have found their dream watch but haven’t yet saved enough money. As some luxury watches appreciate in value over time it’s possible that by the time you have paid for your watch on finance it could be worth more, making it a great investment.

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