Owning a luxury timepiece is one of life’s greatest pleasures
– and we believe that for the finest of watches there should be an equally impressive finance package.
For this reason, we’ve created a seamless luxury watch finance offering that provides an industry leading rate of 0% APR, spanning over 6, 9, 10, 12 months. By doing so, we’re making luxury timepieces all the more accessible – and with absolutely no interest to be paid on any of our watches, we’re also delivering a transparent financing option that makes your purchase straightforward and stress-free.
Our finance is available on the majority of the watches within our collections, including our Rolex and Cartier pieces. We will command only the ticket price that you see before you – never any more. You’re also able to part-exchange an existing watch for your purchase to further reduce the final balance.
Speak with a Luxe Watches advisor today to apply for luxury watch finance, or get in touch to discover just how simple and affordable our finance deals are.
Terms and Conditions Apply *
Finance options – representative example
Interest Free Finance (12 Months)
The repayment results below are for guidance only
7.9% APR Finance (36 Months)
The repayment results below are for guidance only
Available finance options
- 6 Months – 0% APR Interest Free Finance
- 9 Months – 0% APR Interest Free Finance
- 10 Months – 0% APR Interest Free Finance
- 12 Months – 0% APR Interest Free Finance
- 24 Months – 7.9% APR Finance
- 36 Months – 7.9% APR Finance
- 48 Months – 7.9% APR Finance
Deposit boundries
- Below £15,000 – 10% minimum deposit
- £15,000 – £20,000 – 25% minimum deposit
- £20,000 – £25,000 – 40% minimum deposit
- £25,000-£30,000 – 50% minimum deposit
Qualifying for credit
- Be at least 18 years of age
- Have been a UK resident for 3 years or more
- Be able to make repayments by direct debit
- Be in regular employment* (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment
- *If you are retired and receive a pension or registered disabled and unable to work, V12 Retail Finance may ask for proof of sufficient income.
How to apply
- In Store
- Via Email
- Through our website – choose the finance option on checkout
FAQ's
You may borrow up to £15,000. Use our Calculator on the product page to determine how much you can spend based on your monthly payments.
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.
Most of our products will be available to purchase through finance, however we reserve the right to not offer the finance option on selected items.
You can choose a 6, 9, 10, 12, 24, 36 or 48 month loan repayment period. As flexible as you need!